Skip to Content
Close Icon
ONLINE BANKING

Checking Accounts

Checking Accounts Built for You

Choosing the right checking account is the cornerstone of your finances. At Peoples Bank & Trust, we offer a wide range of checking account options, from traditional accounts to Money Market and NOW accounts. Each account offers different benefits for our customers. Browse our different account options below. If you would like to compare all our accounts and view their fees and balance requirements, access our account comparison chart. If you are ready to open a checking account, we offer you the option to open your account online by clicking the button below.

Compare Accounts Open an Account Switch to Peoples Bank

bank account balance

Peoples Bank & Trust Checking Accounts

check and pen

Smart Start Checking


This checking account is designed for young adults, 25 years of age or younger, and includes benefits like no minimum balance requirements, no monthly fees, and free access to online and mobile banking.

hand catching coins

Peoples Reward Checking


This account allows you to earn rewards that include ATM fee refunds and the ability to earn interest on your account balance if certain requirements are met.

money

Regular Checking


For customers who are looking for a traditional checking account, our Regular Checking account offers features that include unlimited check writing and minimal fees.

coins and money

Senior Checking


This account is exclusive to customers age 50 or over and offers no monthly fees or minimum balance requirements.

hand with percent sign

NOW Account


For customers who consistently keep a balance over $1,000 in their checking account, a NOW account is a great option to earn interest on their balance and still have the convenience of unlimited withdrawals.

coins

Money Market Account


For customers wanting to save money, they can take advantage of tiered interest rates based on their account balance. Higher balances receive a higher rate.

Latest from the Blog

Waitress in black apron writing on paper pad with pen

Financial Literacy Personal Finance Students

Starting Your First Job? Here’s What Every Student Should Know About Managing Money
Your first real paycheck is exciting. Whether you’re starting a summer job in Troy, working part-time during college in O’Fallon, or landing your first full-time role after graduation, earning...
Kitchen in a home that is currently under a renovation with removed kitchen counters and flooring

HELOCs Home Improvement Home Loans

Thinking About a Change? Compare Buying New, Fixing Up, or Renovating What You Have
Spring has a way of making people restless. Maybe your home feels too small. Maybe it needs updates. Maybe you’ve been browsing listings in Cottleville or Winfield just to “see what’s...
Bank Spoofing Scams: How to Spot a Fake Caller

Cyber Security Security

Bank Spoofing Scams: How to Spot a Fake Caller
Picture this: You’re sipping your morning coffee when your phone lights up. It’s your bank — or so a scammer wants you to think. The caller ID looks legitimate. The voice on the other...