Skip to Content
Close Icon
ONLINE BANKING

Checking Accounts

Checking Accounts Built for You

Choosing the right checking account is the cornerstone of your finances. At Peoples Bank & Trust, we offer a wide range of checking account options, from traditional accounts to Money Market and NOW accounts. Each account offers different benefits for our customers. Browse our different account options below. If you would like to compare all our accounts and view their fees and balance requirements, access our account comparison chart. If you are ready to open a checking account, we offer you the option to open your account online by clicking the button below.

Compare Accounts Open an Account

bank account balance

Peoples Bank & Trust Checking Accounts

check and pen

Smart Start Checking


This checking account is designed for young adults, 25 years of age or younger, and includes benefits like no minimum balance requirements, no monthly fees, and free access to online and mobile banking.

hand catching coins

Peoples Reward Checking


This account allows you to earn rewards that include ATM fee refunds and the ability to earn interest on your account balance if certain requirements are met.

money

Regular Checking


For customers who are looking for a traditional checking account, our Regular Checking account offers features that include unlimited check writing and minimal fees.

coins and money

Senior Checking


This account is exclusive to customers age 50 or over and offers no monthly fees or minimum balance requirements.

hand with percent sign

NOW Account


For customers who consistently keep a balance over $1,000 in their checking account, a NOW account is a great option to earn interest on their balance and still have the convenience of unlimited withdrawals.

coins

Money Market Account


For customers wanting to save money, they can take advantage of tiered interest rates based on their account balance. Higher balances receive a higher rate.

Latest from the Blog

Bank Spoofing Scams: How to Spot a Fake Caller

Cyber Security Security

Bank Spoofing Scams: How to Spot a Fake Caller
Picture this: You’re sipping your morning coffee when your phone lights up. It’s your bank — or so a scammer wants you to think. The caller ID looks legitimate. The voice on the other...
5 Holiday Budgeting Tips to Help You Start Saving Now

Budgeting Save Money Savings

4 Holiday Budgeting Tips to Help You Start Saving Now
The holidays are a joyous time full of family and celebration, but they can also bring financial stress if you're not prepared. Whether you're shopping for gifts, planning meals, or traveling to...
Community Banks vs. Big Banks: Why Staying Local Makes a Real Difference

Community General Local Local Bank

Community Banks vs. Big Banks: Why Staying Local Makes a Real Difference
Have you ever wondered if your money could do more good right here at home? If you’re tired of feeling like just another number at a national bank, it might be time to see how a true community bank...