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Personal Checking Accounts

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Regular Checking, NOW Checking and Money Market Accounts

At Peoples Bank & Trust, we understand that cookie cutter and one-size-fits-all checking accounts aren’t the answer. We offer choices when it comes to your personal checking account, including Regular Checking, Peoples Reward Checking, NOW checking accounts and even Money Market accounts.

Whether you’re single living on your own, have a family or are nearing retirement, there’s a personal checking account for everyone at Peoples Bank & Trust. Compare our checking accounts to find the one that best fits your needs.

AccountDeposit to OpenEarns InterestMinimum BalanceFeesKey Features 

Smart Start Checking

Open an Account »

$25NoNoneNoneA checking account designed for young adults new to banking. Includes online/mobile banking, free debit card and eStatements. Click here for more details. 

Peoples Reward Checking

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$100YesNoneNoneUnlimited check writing,free debit/ATM card and eStatements. Earn a high return of interest when account qualifications* are met. Click here for more details. 
Regular Checking$25No$300$3.00 monthly charge if minimum balance not metUnlimited check writing and check images printed on statements. 
Senior Checking$25NoNoneNoneUnlimited check writing, check images printed on statements, and no fee for Cashiers Checks or Money Orders. 
NOW Accounts$1,000Yes$1,000$5.00 monthly charge if account falls below $1,000Unlimited check writing and check images printed on statements. 

Money Market Account

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$2,500Yes; high interestNo interest paid on balances below $1,000NoneLimited access- 6 preauthorized transfers and withdrawals from your account per statement period ($5 fee per check if over 6). 



*Qualifications: 12 debit card transactions posted per cycle; 1 automatic deposit into your account per cycle; enroll and receive E-Statements

Open a Personal Checking Account Today at Peoples Bank & Trust

To open your Peoples Rewards, Regular Checking, NOW or other checking account, simply come by your nearest Peoples Bank & Trust office today!

You can also download an Account Information Form and bring it with you to the bank for faster service.

Online Check Ordering

For Deluxe Checks for your Personal Account, Click here.

You will need your account number, name, address, phone number and email address to reorder checks. You will be able to choose your color, starting number, check type and quantity.

Note: Deluxe checks are ordered online and shipped via mail. Prices will vary upon quantity and check type.