Personal Checking Accounts
Regular Checking, NOW Checking and Money Market Accounts
At Peoples Bank & Trust, we understand that cookie cutter and one-size-fits-all checking accounts aren’t the answer. We offer choices when it comes to your personal checking account, including Regular Checking, Peoples Reward Checking, NOW checking accounts and even Money Market accounts.
Whether you’re single living on your own, have a family or are nearing retirement, there’s a personal checking account for everyone at Peoples Bank & Trust. Compare our checking accounts to find the one that best fits your needs.
| Account | Deposit to Open | Earns Interest | Minimum Balance | Fees | Key Features | |
|---|---|---|---|---|---|---|
| Smart Start Checking | $25 | No | None | None | A checking account designed for young adults new to banking. Includes online/mobile banking, free debit card and eStatements. Click here for more details. | |
| Special Checking | $25 | No | None | $0.50 per month, $0.10 per check paid and debit card transaction (max $3.00 per month) | Check images printed on statements. | |
| Peoples Reward Checking | $100 | Yes | None | None | Unlimited check writing,free debit/ATM card and eStatements. Earn a high return of interest when account qualifications* are met. Click here for more details. | |
| Regular Checking | $25 | No | $300 | $3.00 monthly charge if minimum balance not met | Unlimited check writing and check images printed on statements. | |
| Senior Checking | $25 | No | None | None | Unlimited check writing, check images printed on statements, and no fee for Cashiers Checks or Money Orders. | |
| NOW Accounts | $1,000 | Yes | $1,000 | $5.00 monthly charge if account falls below $1,000 | Unlimited check writing and check images printed on statements. | |
| Super NOW Accounts | $5,000 | Yes; higher interest | $5,000 | Service charge for not meeting minimum balance | Unlimited check writing and check images printed on statements. | |
| Money Market Account | $2,500 | Yes; high interest | No interest paid on balances below $1,000 | None | Limited access- 6 preauthorized transfers and withdrawals from your account per statement period ($5 fee per check if over 6). |
*Qualifications: 12 debit card transactions posted per cycle; 1 automatic deposit into your account per cycle; enroll and receive E-Statements
Open a Personal Checking Account Today at Peoples Bank & Trust
To open your Peoples Rewards, Regular Checking, NOW or other checking account, simply come by your nearest Peoples Bank & Trust office today!
You can also download an Account Information Form and bring it with you to the bank for faster service.
Online Check Ordering
For Deluxe Checks for your Personal Account, Click here.
You will need your account number, name, address, phone number and email address to reorder checks. You will be able to choose your color, starting number, check type and quantity.
Note: Deluxe checks are ordered online and shipped via mail. Prices will vary upon quantity and check type.