Are you ready for our 2026 System Enhancement?
We’ll make sure you are. Exciting digital banking enhancements are coming to Peoples Bank & Trust. Check in here for the latest updates and information regarding the enhancement. Be sure to make note of important dates and action items to ensure the transition to enhanced banking is smooth and simple.
Dedicated Customer Support Number: (636) 528-7001
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Keep an eye on your mailbox: You will be receiving a full booklet of enhancement information in the mail soon. The booklet will be in a RED envelope and will contain an extensive list of enhancement details as well as FAQs for your reference.
Read our Guide
New Debit Cards:
Activate Your New Debit Card & PIN
You will receive a NEW debit card(s) in the mail between May 11th and May 29th with a new design and card number(s). Keep your card(s) safe, because you cannot activate your NEW debit card(s) until June 4th.
- Your current debit card will no longer work on June 4th
- The activation number for your new debit card is 877-965-3344 and it is also listed on the sticker attached to your NEW debit card
- You MUST set up a PIN on your new debit card. You can reuse your existing PIN when you activate your new card
- Once you activate your new debit card, it can be used for Point-Of-Sale (POS) transactions and ATM withdrawals
- Please document your current automatic payments tied to your debit card prior to June 3rd to make it easier to re-establish recurring payments to your new card number
If you do not receive a new card by June 4th, please reach out to us at (636) 528-7001. Place your NEW card(s) in a safe place!
Important Dates:
Wednesday, June 3rd:
- ATMs will be out of service starting at 2:00 PM
- Your old debit card will be deactivated at the end of the day
- QuickBooks® users do a full data backup
- Before June 3rd, make sure you download any online data such as transactions and eStatements for your records, as these will not be immediately available in the new online banking platform
- Access to online bill pay will be unavailable starting at 2:00 PM. Any bills scheduled to be paid after that time will still process, but no new bills can be added
Thursday, June 4th:
- Activate and begin using your new debit card; your old card will no longer work
- Online and mobile banking will be unavailable
- Online bill pay is unavailable
- Mobile check deposit is unavailable
- Telephone banking will be unavailable
Friday, June 5th:
- Online and mobile banking will be unavailable
- Online bill pay is unavailable
- Mobile check deposit is unavailable
- Telephone banking will be unavailable
Monday, June 8th:
- Access to online and mobile banking will be available after 9:00 AM. Mobile users will need to update or download the new app before logging in using instructions below.
- ATMs will be available
- Online bill pay will be available after 9:00 AM
- Mobile check deposit will be available
- Telephone banking will be available
- After Monday, June 8th you will need to reactivate your QuickBooks®

DOWNLOAD THE NEW MOBILE APP:
Our new digital banking system will go live on Monday, June 8th, at 9:00 AM, at which time you will be able to access your accounts. Old apps will be inactive as of June 4th.
Apple users will not need to download the new app as long as automatic updates are enabled. If automatic updates are not enabled, Apple users will need to navigate to the App Store and manually download the new version.
Android users will need to download the new app from the Google Play® Store.
Please use the links below to download the new apps.


Atm Availability:
Peoples Bank & Trust ATMs will be unavailable beginning at 2:00 PM on June 3rd. ATMs will be available again starting June 8th.
How to Prepare for the System Enhancement
We recommend you take the following actions before June 3rd to minimize disruption in your Peoples Bank & Trust accounts and services to ensure a smoother transition during the upcoming system enhancement.
- Be sure you know your online banking credentials
- Download transaction history and eStatements ahead of time
- Receive and keep new debit card safe
- Business online banking customers should download ACH template data
Prepare for limited account access:
To avoid any inconvenience during the enhancement, we strongly recommend preparing alternative forms of payment, such as a credit card or cash. For Peoples Bank & Trust debit card holders, you will receive a new card prior to the enhancement, which you can activate on June 4th to use as your primary form of payment throughout the enhancement weekend.
Verify your contact information:
During the system enhancement, it’s critical that we can reach you with important updates. We will be communicating the progress of the system enhancement via email and this webpage. Please take a moment at your earliest convenience to verify that we have your most current mailing address, telephone number, email address, and any seasonal contact information on file.
Latest News and Updates:
What’s changing:
- Debit cards, card numbers, and PIN (Personal Identification Number)
- Online and mobile banking platform/app and password
- End of day processing time
- Person-to-Person Payment Platform that will replace Zelle®
What’s staying the same:
- Accounts and account numbers
- Bank routing number
- Fee and interest schedule
- Loan numbers
- Bill pay, payee, & payment information
New Features Available
Customizable Debit Card Limits: Temporarily adjust debit card limits within the mobile banking app to make large purchases.
Extended Processing Times: 5:00 PM cut-off time for day-end processing, 4:00 PM for mobile check deposit.
Credit Score Monitor: View credit score and monitor changes to credit.
Enhanced Digital Banking: New, user-friendly features & more customizable account alerts.
Debit Card Management: Monitor & manage your debit card within the digital banking app.
Additional Benefits - Coming Soon
Available in the weeks following the enhancement.
Mobile Wallet: Add your Peoples Bank & Trust debit card to Apple Pay®, Samsung Pay®, or Google PayTM on your device.
Person-to-Person Payments: A new platform to quickly and instantly send and receive money with other individuals, whether you’re splitting a bill, paying a friend, or sending funds to family, making everyday transactions more convenient and secure than ever.
Online Account Opening: A new, more intuitive platform allowing for the opening of accounts from anywhere, anytime.
External Transfers: Gain greater control over your finances by seamlessly managing and moving funds between your Peoples Bank & Trust accounts and accounts you hold at other financial institutions, all from our secure, convenient platform.
Business Digital Wire Transfers: Business customers can request access to initiate domestic wire transfers with enhanced ease and efficiency directly through our digital platform, providing a secure and streamlined way to send larger sums.