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A New, More Secure Debit Card from Peoples Bank & Trust Co. and MasterCard®

How is an EMV debit card more secure than my current debit card?

Your current debit card uses a magnetic strip on the back. Debit cards with magnetic strips contain unchanging data, meaning if someone accesses data, they can easily make purchases with the card and cardholder information.

EMV cards have data that is always changing. Whenever you use an EMV card to make a purchase, the chip within the card creates a unique transaction code that cannot be used again. This means that if a hacker stole the transaction code from a transaction, they wouldn't be able to make any additional purchases with your card. This is what makes the new Peoples Bank & Trust Co. debit card so secure.

Please note: PB&T’s EMV debit cards will not have contactless capabilities (waving the card in front of a machine to complete the transaction). Card dipping will be the only way to complete a transaction with you new debit card.

If you have any questions about EMV debit cards, please contact Peoples Bank & Trust today.

Using Your Debit or ATM Card

Need to get cash, check your balance or make a deposit? Go to any PB&T or MoneyPass ATM , insert your card, type in your PIN and you’re ready to make your transaction.

You can also use your debit card to make purchases at retail locations. Depending on the retail location, you will either have to enter your PIN or sign a receipt. You can also earn rewards for your purchases when you use your debit card and verify the purchase with a signature.

Lost or Stolen Debit/ATM Card

If your ATM or debit card is lost or stolen please call (636) 528-7001 between the hours of 8:15am – 4:00pm. Please call 800-264-5578 if you need assistance before or after business hours. The faster you call us, the sooner we can close your card and issue you a new card.


Stop by Peoples Bank & Trust Today to Get your ATM or Debit Card