Summer’s here! There’s no better time to get outside, slow down, and make the most of what our Missouri communities have to offer. Whether you’re flying solo, enjoying a date night, or planning fun with the kids, there are plenty of ways to enjoy summer close to home and without breaking the bank.

At Peoples Bank & Trust, we love supporting the local communities we serve. Here’s your Missouri summer inspiration guide with some simple money tips to keep your fun budget-friendly.

Table of Contents

Solo Adventures Near Troy & O’Fallon

Sometimes the best summer days are the simplest:

  • Walk the scenic trails at Cuivre River State Park near Troy.
  • Take a fishing break at a quiet spot near O’Fallon or Hawk Point.
  • Check out a community garden in your neighborhood.
  • Grab a coffee and wander your town square — you might find new shops or farmer stands you didn’t know about.
  • Visit a farmers' market near Troy — pick fresh goodies for a homemade dinner.

PB&T Tip: Take us with you! With our mobile banking tools, your money’s always within reach — so you can spend less time worrying and more time exploring.

Date Night Fun In Cottleville & Hawk Point

No big vacation? No problem. Here are some easy ways to make memories together:

  • Pack a picnic and relax at Legacy Park in Cottleville (there’s also a community garden and lake!).
  • Stop by Hawk Point for a quiet evening stroll and ice cream.
  • Try an outdoor movie or free concert night — just pack blankets and snacks!

Family-Friendly Fun Around Louisiana, Bowling Green & Elsberry

Keep the kids happy (and your wallet happy, too):

  • Hit up a splash pad or community pool in Louisiana or O’Fallon.
  • Camp in the backyard — tents, s’mores, and stories under the stars. Check out these ideas from Country Living magazine to get started!
  • Check out your library’s summer reading programs — a perfect way to beat the heat for free.

Other Summer Fun Ideas to Add to Your List

Missouri is full of ways to enjoy summer without a big price tag:

  • Host a block party or neighborhood BBQ.
  • Volunteer at a local food pantry or community garden.
  • Find a local walking trail you haven’t explored yet.
  • Organize a picnic with family or friends — potluck style!
  • Do a “digital detox day” at a lake or park — unplug and unwind.

Smart Money Tips for a Stress-Free Summer

A little planning can keep summer spending in check:

  • Make a “fun fund” — even setting aside $10/week helps cover small adventures.
  • Keep tabs on spending with mobile alerts.
  • Check town websites for free movie nights, parades, or concerts.
  • Plan ahead for back-to-school or fall expenses so they don’t sneak up.

PB&T: Here for You This Summer (and Always)

Peoples Bank & Trust is more than a place to park your money. We’re your neighbor — ready to help you plan, save, and enjoy what matters most.

Ready to bank local this summer? Find your nearest branch or open an account online today!

Stop By & See a Friendly Face at PB&T

Peoples Bank & Trust Co.
Member FDIC, Equal Housing Lender
NMLS #407724