Hometown Banking The Way It Should Be!
Peoples Bank & Trust is proud to be a community bank serving Lincoln, St. Charles and Pike County, Missouri. At each of our branches, you can expect the highest level of customer service from our team of experts. Whether you're looking for the right checking account for yourself, or you’re a business owner looking for a loan to help your operation thrive, we're ready to help. If you're ready to experience the difference that comes with working with a community bank focused on serving your needs, click the button below to connect with the team at Peoples Bank & Trust.
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Community Involvement

PB&T Receives BankSafe Seal from AARP
Peoples Bank & Trust has been recognized by AARP as a recipient of the #BankSafe Trained Seal in recognition of our commitment to safeguarding our customers from #FinancialExploitation through rigorous training and strong policies.
AARP’s BankSafe has protected more than $400 million from being stolen due to Financial Exploitation. We are proud to be a part of this effort and thrilled to have earned the #BankSafe Trained Seal.
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Donation Requests
Peoples Bank & Trust’s employees are actively involved in donating their time and effort to make our communities better places to live. We also work with local organizations and non-profits to help them fulfill their missions. If you are seeking a donation for your community organization, click the button below to connect with our team and provide details.
Learn MoreLatest from the Blog

April 18, 2025

Emergency Funds Personal Finance Savings
Emergency Fund vs. Savings Account: What’s the Difference and Why You Need BothApril 3, 2025

HELOCs Home Equity Home Improvement Home Loans Personal Finance
Using Your Home’s Equity for Renovations: Smart Ways to Fund Your Next ProjectApril 1, 2025