Skip to Content
Close Icon
ONLINE BANKING

ONLINE BANKING

Forgot Password
Sign Up

MOBILE
BANKING

Stay connected to your accounts

Callout

OPEN
AN ACCOUNT

Open an account online from anywhere

open account

MAKE
A PAYMENT

Make a payment online

Make a payment online

APPLY FOR A
PERSONAL LOAN

Accomplish your goals

Personal Loans

APPLY FOR A
MORTGAGE

Make home ownership a reality

Home Loans

Hometown Banking The Way It Should Be!

Peoples Bank & Trust is proud to be a community bank serving Lincoln, St. Charles and Pike County, Missouri. At each of our branches, you can expect the highest level of customer service from our team of experts. Whether you're looking for the right checking account for yourself, or you’re a business owner looking for a loan to help your operation thrive, we're ready to help. If you're ready to experience the difference that comes with working with a community bank focused on serving your needs, click the button below to connect with the team at Peoples Bank & Trust.
Connect with Us

Community Involvement

graduate in the sunset

Trunk or Treat Time!

Our branches have been busy this month attending the  Trunk or Treat events in our communities. Main Street Elementary students could "Pick Their Treat" this year thanks to the creativity of our Troy Square Branch!

Learn More

Winfield High School Homecoming Fun

Peoples Bank & Trust Co. had a blast supporting the Winfield Warrior Football team at their Homecoming Parade and Tailgate this year. GO WARRIORS!

Learn More

Latest from the Blog

Family smiling and walking up to house with For Rent sign in front yard

HELOCs Home Equity Home Loans

Renting vs. Buying in Missouri (2025): How to Decide What’s Right for You
Thinking about whether to keep renting, buy your first home, upgrade, or stay and remodel? It's not just you! For many Missourians, 2025 is a year of big housing questions. Mortgage rates, rent trends,...
Man in front of laptop holding a cellphone that has a scam text popping up above it

Cyber Security

Smishing Explained: What to Do If You Get a Suspicious Text
You’re busy with your day when your phone buzzes. “FedEx: Your package delivery failed. Click here to reschedule.” “Toll Notice: You have an unpaid balance. Pay immediately...
Bank Spoofing Scams: How to Spot a Fake Caller

Cyber Security Security

Bank Spoofing Scams: How to Spot a Fake Caller
Picture this: You’re sipping your morning coffee when your phone lights up. It’s your bank — or so a scammer wants you to think. The caller ID looks legitimate. The voice on the other...