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Ag Loans

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Financing Solutions for Local Farm Families

Farmers have always played a role in our local economy and community, and we intend to keep it that way. By offering various farm loans and ag financing programs, Peoples Bank & Trust helps local farm operations expand and continue being a vital part of our community.

Ag Loan Options

Peoples Bank & Trust offers the following ag loan programs:

  • Farmer Mac Loans- these fixed rate ag loans can be used for a variety of farm-related expenses.
  • Operating Lines of Credit- this pre-established line of credit offers immediate pre-approved financing to cover expenses during high revenue demand sections of the operating cycle, such as planting season.
  • Equipment Loans- from combines and tractors to silos and feeding troughs, farming takes a lot of equipment. Equipment loans help cover the costs so you can get the equipment you need.
  • Livestock loans- financing is available for the purchase of livestock for breeders, feeders and stockers.
  • Capital improvement loans- we provide the financing needed to make repairs to capital or to help you expand your farming operation.
  • FSA Guaranteed loans- these loans from the U.S. Department of Agriculture’s Farm Service Agency can be used for cover livestock, equipment, seed, fuel and other expenses.

Start the Conversation About Your Ag Loan Needs Today

If you have a need for financing of any kind for your farm, call or come by the Peoples Bank & Trust office near you today. Our ag lending staff are experienced in the industry, and will find the best financing solution for you.