Peoples Bank & Trust Co. is an independently owned, full service community bank serving the residents of Lincoln, St. Charles and Pike County. Our motto, “Hometown Banking, The Way It Should Be” is a reflection of our commitment to provide the highest level of services and products to enhance your banking experience while still knowing your name when you walk through our door. Our customers are more than just account numbers; they are our neighbors, friends and family and what matters to them matters to us. From little league games to purchasing your first home, Peoples Bank & Trust Co. is here for you.