PB&T
DEBIT CARD SECURITY BLOCKS |
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Due
to risk of fraud and identity theft, PB&T has blocked all international
debit card signature based transactions as well as those in the state
of California. Customers traveling internationally or to California
must use their PIN to complete a debit card transaction. If you have
any questions about the use of your debit card while traveling please
contact our ATM Department at (636) 528-7001. |
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Personal
Representative of Decedent’s Estate
You can name Peoples Bank to serve as the
personal representative of your estate. In serving in that
role, the bank will provide the following services:
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Secure and protect your assets;
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Establish values and prepare an inventory
of assets;
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Collect and invest the income due from
your assets;
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Prepare a final tax return, estate income
tax, and estate tax return on behalf of the decedent;
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Analyze and oversee the investment portfolio
of the decedent to ensure protection of the assets;
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File claims for insurance due the estate;
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Make distributions from the estate to
beneficiaries in accordance with your will;
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Close the estate and promptly transfer
assets to the beneficiaries; and
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Maintain all estate records in storage
for future reference.
Trustee
Under Testamentary and Living Trusts
You can also name Peoples Bank to serve as
trustee for any trust created by you, either during your
lifetime or upon your death by direction of your will. This
includes revocable, irrevocable, and life insurance trusts.
In serving as trustee, the bank will provide the following
services:
- Long term investment and management of assets;
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Safekeeping of securities;
- Collection of dividends, interest and other income;
- Preparation and maintenance of records of all transactions,
with semi-annual Account Summaries of all activities and
semi-annual Investment Summaries listing all assets in the
trust, their market and cost values, and estimated income
from each asset;
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Execution of securities transactions
through a broker of your choice;
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Exercise of proxies, subscriptions to
rights, exchanges, splits and conversions, privileges,
and care for stocks, dividends, and called or matured
items;
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Quarterly remittances of income to beneficiaries
or reinvestment as provided by the trust instrument; and
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Summary and classification of taxable
income to each beneficiary for income tax purposes following
the end of each tax year.
Please call or stop by the main bank to obtain
a fee schedule for all these services, or to discuss your
individual situation and needs.
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