PB&T
DEBIT CARD SECURITY BLOCKS |
|
Due
to risk of fraud and identity theft, PB&T has blocked all international
debit card signature based transactions as well as those in the state
of California. Customers traveling internationally or to California
must use their PIN to complete a debit card transaction. If you have
any questions about the use of your debit card while traveling please
contact our ATM Department at (636) 528-7001. |
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FACTS |
WHAT DOES Exchange Peoples Bank &
Trust Co.
DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not
all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share
depend on the product or service you have with us. This information
can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer,
we continue to share your information as described in this notice.
|
How? |
All financial companies need to share customers' personal
information to run their everyday business. in the section below,
we list the reasons financial companies can share their customers'
personal information; the reasons Peoples Bank & Trust Co.
chooses to share; and wether you can limit this sharing. |
Reasons
we can share your personal information |
Does
Peoples Bank & Trust Co. share? |
Can
you limit this sharing? |
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations,
or report to credit bureaus |
Yes |
No |
For our marketing purposes—
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don't share |
For our affiliates’ everyday business purposes—
information about your transactions and experiences |
No |
We don't share |
For our affiliates’ everyday business purposes—
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
Questions? |
Call 636-528-7001 |
Who we are |
| Who is providing this notice? |
Peoples Bank & Trust Co. |
What we do |
How does Peoples Bank & Trust Co.
protect my personal information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards and
secured fi les and buildings.
We restrict access to personal information to those employees
who need to know that information to provide products or services
to you. |
How does Peoples Bank & Trust Co.
collect my personal information? |
We collect your personal information, for example, when
you
- Open an account or apply for a loan
- Pay your bills or use your debit card
- make deposits or withdrawals for your account
We also collect your personal information from others, such
as credit bureaus or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information
about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing. |
Definitions |
| Affiliates |
Companies related by common ownership or control. They
can be financial and nonfi nancial companies.
- Peoples Bank & Trust Co. does not share with our affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They
can be financial and nonfi nancial companies.
- Peoples Bank & Trust Co. does not share with nonaffiliates
so they can market to you.
|
| Joint marketing |
A formal agreement between nonaffi liated financial companies
that together market financial products or services to you.
- Peoples Bank & Trust Co. doesn't jointly market.
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