Special Checking This account is designed for those who write a modest number of checks monthly and want to avoid a minimum balance requirement. The advantages are: No minimum balance - $25.00 to open account 50¢/month + 10¢ for each check paid and each debit card transaction - max $3.00/month Image of checks printed on statements

Peoples Reward Checking

The advantages are:

• Earn interest on your account balance monthly if you meet the qualifications each cycle.
  
  • The qualifications are:
    
    • 12 Debit Card transactions
      
    • 1 Automatic Deposit into your account
      
    • Enroll and Receive Electronic Statements
      
• $100 to open the account
  
• No minimum balance or monthly fees
  
• Unlimited check writing
  
• Free Debit/ATM Card

Regular Checking

The advantages are:

• $25.00 to open account
  
• Modest $3.00 monthly service charge if balance falls below $300.00
  
• Unlimited check writing
  
• Images of checks printed on statements

Regular Checking - Generations GOLD

You get all of this for only $7.00 a month:

• $100.00 to open account
  
• No minimum balance required
  
• Standard check printed on statements
  
• Accidental Death/Dismemberment Insurance - Coverage of $10,000
  
• Travelers Checks, Money Orders and Cashiers checks available to you with no issue fee
  
• Discount on travel at participating lodging properties from coast to coast - plus discounts at theme parks and car rental companies.
  
• Generations Gold benefits can be with Regular Checking, NOW Account or Super NOW Account with the same low monthly fee.
  
• Regular Checking - Generation Gold 50 & Over has the same benefits but you get it all for only $3.50 a month.

Senior Checking

For those seniors 50 & Over:

• $25.00 to open account
  
• No minimum balance to maintain
  
• Unlimited check writing
  
• No fee for cashiers checks, money orders, travelers checks or photo copies
  
• Image of checks printed on statements

NOW Accounts

The choice for those who want to earn interest on their checking account.

• $1,000 to open account
  
• Earn interest
  
• No service charge with $1,000 balance maintained - $5.00 monthly charge if account falls below $1,000
  
• Unlimited check writing
  
• Image of checks printed on statements

Super NOW Accounts

The account for those who want to earn interest on their checking accounts and carry substantial balances.

• Earn higher interest
  
• No service charge with $5,000 balance
  
• Unlimited check writing
  
• Image of checks printed on statements

Money Market Account

For those who desire a higher return, maintain higher balance and want limited access to their funds.

• $2,500 to open account
  
• Earn higher interest
  
• No service charge - no interest paid if balance is below $1,000
  
• Provides limited access - 6 transfers per statement period, but only 3 may be payments by check ($5.00 per check over 3)
  
• Image of checks printed on statements

Business Checking

Provides a convenient access to funds for our business customers.

• $25.00 to open
  
• No per item charge
  
• Low minimum balance of $300 required to avoid a $3.00 monthly charge
  
• Unlimited check writing
  
• Internet access at no charge
  
• 24 hour line access at no charge
  
• Image of checks printed on statements