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PBT - Peoples Bank & Trust Co.
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2013 Legal Holidays

PB&T DEBIT CARD SECURITY BLOCKS
Due to risk of fraud and identity theft, PB&T has blocked all international debit card signature based transactions as well as those in the state of California. Customers traveling internationally or to California must use their PIN to complete a debit card transaction. If you have any questions about the use of your debit card while traveling please contact our ATM Department at (636) 528-7001.


Checking

Special Checking

This account is designed for those who write a modest number of checks monthly and want to avoid a minimum balance requirement.

The advantages are:

  • No minimum balance - $25.00 to open account
  • 50¢/month + 10¢ for each check paid and each debit card transaction - max $3.00/month
  • Image of checks printed on statements


Peoples Reward Checking

The advantages are:

  • Earn interest on your account balance monthly if you meet the qualifications each cycle.
    • The qualifications are:
      • 12 Debit Card transactions
      • 1 Automatic Deposit into your account
      • Enroll and Receive Electronic Statements
  • $100 to open the account
  • No minimum balance or monthly fees
  • Unlimited check writing
  • Free Debit/ATM Card
     

Regular Checking

The advantages are:

    • $25.00 to open account
    • Modest $3.00 monthly service charge if balance falls below $300.00
    • Unlimited check writing
    • Images of checks printed on statements

Senior Checking

For those seniors 50 & Over:

    • $25.00 to open account
    • No minimum balance to maintain
    • Unlimited check writing
    • No fee for cashiers checks, money orders, travelers checks or photo copies
    • Image of checks printed on statements

NOW Accounts

The choice for those who want to earn interest on their checking account.

    • $1,000 to open account
    • Earn interest
    • No service charge with $1,000 balance maintained - $5.00 monthly charge if account falls below $1,000
    • Unlimited check writing
    • Image of checks printed on statements

Super NOW Accounts

The account for those who want to earn interest on their checking accounts and carry substantial balances.

    • Earn higher interest
    • No service charge with $5,000 balance
    • Unlimited check writing
    • Image of checks printed on statements

Money Market Account

For those who desire a higher return, maintain higher balance and want limited access to their funds.

    • $2,500 to open account
    • Earn higher interest
    • No service charge - no interest paid if balance is below $1,000
    • Provides limited access – 6 preauthorized transfers or withdrawals from your account per statement period ($5 fee per check if over six).
    • Image of checks printed on statements

Business Checking

Provides a convenient access to funds for our business customers.

    • $25.00 to open
    • No per item charge
    • Low minimum balance of $300 required to avoid a $3.00 monthly charge
    • Unlimited check writing
    • Internet access at no charge
    • 24 hour line access at no charge
    • Image of checks printed on statements

 

 
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